Disclosure Page

Welcome to Desert Capital REIT, Inc.

Please review the disclosure below:

As true of all investments, these securities contain risk, including the possible loss of principal. Future dividends are in no way guaranteed, but are dependent on Desert Capital REIT's business operations. This is neither an offer to sell nor a solicitation of an offer to purchase securities. Such an offer can only be made by the prospectus dated July 16, 2004.

Enter Site:I acknowledge the disclosure and would like to enter the website.

Exit Site: I would like to return to the CMC Financial Services, Inc. website.